Kentucky Speeding Ticket Costs
State Citation Reference & Guidelines|Verified: 2026-06-30
Quick Reference Summary
Kentucky Citation Profile
How to Handle Your Kentucky Speeding Ticket
Estimate your total expenses (including the estimated 19% insurance premium increase over 5 years) using our interactive fine estimator. Respond to the ticket within 30 days to avoid a $50 late fee or suspension.
Fines by Speed Exceeded
Ticket fine amounts in Kentucky scale incrementally based on how fast you were driving above the posted speed limit.
Speeding Ticket Cost Breakdown by MPH Over
Select common speeding increments to view exact point assessments, typical insurance cost impacts, and criminal misdemeanor thresholds in Kentucky.
| Speed Exceeded | Est. Fine Amount | Points Assessed | Est. 3-Year Insurance Increase | Misdemeanor? |
|---|---|---|---|---|
| +5 MPH Over | $100 | 3 Points | +$1026 | No |
| +10 MPH Over | $120 | 3 Points | +$1026 | No |
| +15 MPH Over | $150 | 6 Points | +$1026 | No |
| +20 MPH Over | $150 | 6 Points | +$1026 | No |
| +25 MPH Over | $150 | 6 Points | +$1026 | No |
| +30 MPH Over | $250 | 6 Points | +$1026 | Yes |
§ Criminal & Misdemeanor Risk
Speeding 26 mph or more over the limit requires a court appearance and can lead to a Reckless Driving misdemeanor citation.
§ License Points & Record Duration
Accumulating 12 points in 24 months triggers a license suspension review. Speeding 26+ mph over can trigger immediate suspension review.
§ Traffic School Eligibility
State Traffic School is available once every 12 months to dismiss points on minor speeding tickets.
§ Deadlines & Late Fees
You must respond or pay within 30 days of citation issuance. Late payments trigger a license suspension and referral to collections with additional fees.
§ Out-of-State Drivers & Compact Rules
Kentucky reports citations via the Driver License Compact (DLC).
As a participating member of the DLC, Kentucky will automatically report speeding and other moving violations back to your home state's licensing department (DMV/BMV). The violation points and records will be applied to your home state license according to your state's local conversion rules.
County Court Payment Portals
Select your local county court below to check ticket records or pay fines online directly through government portals:
Other State Speeding Fine Guides
Select another verified state guide below for fine rates and license point limits:
Frequently Asked Questions
How much is a speeding ticket in Kentucky?
In Kentucky, speeding tickets typically cost between $100 and $250 depending on your speed. Fines depend on the speed tier. Court costs of ~$143 are added to all speeding citations in Kentucky.
How many points is a traffic ticket in Kentucky?
Speeding violations in Kentucky assess between 3 and 6 points on your license record. Accumulating 12 points in 24 months triggers a license suspension review. Speeding 26+ mph over can trigger immediate suspension review.
Is speeding a misdemeanor in Kentucky?
Speeding 26 mph or more over the limit requires a court appearance and can lead to a Reckless Driving misdemeanor citation. Driving at speeds over 26 mph can lead to reckless driving or excessive speed charges, which are criminal misdemeanors.
Does a speeding ticket affect your insurance in Kentucky?
Yes. Speeding tickets in Kentucky typically increase auto insurance premiums by an average of 19%. This increase is calculated on your premium for up to 5 years.
Will a speeding ticket affect my out-of-state license?
Yes. Kentucky is a member of the Driver License Compact (DLC) and reports all moving violations to your home state DMV. Your home state DMV will apply local points and record guidelines.
Verified Reference Statutes
- Cited directly from: Kentucky Revised Statutes 189.390 (State legislative or department of motor vehicles domain)