Massachusetts Speeding Ticket Costs
State Citation Reference & Guidelines|Verified: 2026-06-30
Quick Reference Summary
Massachusetts Citation Profile
How to Handle Your Massachusetts Speeding Ticket
Estimate your total expenses (including the estimated 22% insurance premium increase over 6 years) using our interactive fine estimator. Respond to the ticket within 20 days to avoid a $25 late fee or suspension.
Fines by Speed Exceeded
Ticket fine amounts in Massachusetts scale incrementally based on how fast you were driving above the posted speed limit.
Speeding Ticket Cost Breakdown by MPH Over
Select common speeding increments to view exact point assessments, typical insurance cost impacts, and criminal misdemeanor thresholds in Massachusetts.
| Speed Exceeded | Est. Fine Amount | Points Assessed | Est. 3-Year Insurance Increase | Misdemeanor? |
|---|---|---|---|---|
| +5 MPH Over | $105 | 2 Points | +$1188 | No |
| +10 MPH Over | $105 | 2 Points | +$1188 | No |
| +15 MPH Over | $155 | 2 Points | +$1188 | No |
| +20 MPH Over | $205 | 2 Points | +$1188 | No |
| +25 MPH Over | $250 | 2 Points | +$1188 | No |
| +30 MPH Over | $250 | 2 Points | +$1188 | No |
§ Criminal & Misdemeanor Risk
Speeding over 100 mph or racing can trigger a criminal Reckless Operation charge, carrying up to 2 years in prison.
§ License Points & Record Duration
Accumulating 3 speeding tickets in a 12-month period results in an automatic 30-day suspension. (Note: MA uses surcharge points for insurance).
§ Traffic School Eligibility
Must complete a Driver Retraining Course if you accumulate 3 surchargeable events within 2 years to prevent suspension.
§ Deadlines & Late Fees
You must respond or pay within 20 days of citation issuance. Failure to pay within 20 days results in late fee, default finding, and suspension of license.
§ Out-of-State Drivers & Compact Rules
Massachusetts is a Non-Reporting State for minor out-of-state violations.
Under current policies, Massachusetts generally does not report minor speeding convictions back to home-state licensing departments, nor does it log out-of-state citations for home drivers unless they involve excessive speeds or criminal misdemeanor charges (e.g. over 100 mph).
County Court Payment Portals
Select your local county court below to check ticket records or pay fines online directly through government portals:
Other State Speeding Fine Guides
Select another verified state guide below for fine rates and license point limits:
Frequently Asked Questions
How much is a speeding ticket in Massachusetts?
In Massachusetts, speeding tickets typically cost between $105 and $250 depending on your speed. Speeding fines are calculated as a minimum of $105 for speeds up to 10 mph over, plus $10 for every additional mph over 10.
How many points is a traffic ticket in Massachusetts?
Speeding violations in Massachusetts assess between 2 and 2 points on your license record. Accumulating 3 speeding tickets in a 12-month period results in an automatic 30-day suspension. (Note: MA uses surcharge points for insurance).
Is speeding a misdemeanor in Massachusetts?
Speeding over 100 mph or racing can trigger a criminal Reckless Operation charge, carrying up to 2 years in prison. Driving at speeds over 100 mph can lead to reckless driving or excessive speed charges, which are criminal misdemeanors.
Does a speeding ticket affect your insurance in Massachusetts?
Yes. Speeding tickets in Massachusetts typically increase auto insurance premiums by an average of 22%. This increase is calculated on your premium for up to 6 years.
Will a speeding ticket affect my out-of-state license?
Yes. Since Massachusetts is a non-reporting state, minor out-of-state infractions are generally not reported back to your home state DMV under normal conditions. However, high-speed misdemeanor offences will still be flagged.
Verified Reference Statutes
- Cited directly from: Massachusetts General Laws Chapter 90 Section 17 (State legislative or department of motor vehicles domain)