New Jersey Speeding Ticket Costs
State Citation Reference & Guidelines|Verified: 2026-06-30
Quick Reference Summary
New Jersey Citation Profile
How to Handle Your New Jersey Speeding Ticket
Estimate your total expenses (including the estimated 23% insurance premium increase over 5 years) using our interactive fine estimator. Respond to the ticket within 30 days to avoid a $50 late fee or suspension.
Fines by Speed Exceeded
Ticket fine amounts in New Jersey scale incrementally based on how fast you were driving above the posted speed limit.
Speeding Ticket Cost Breakdown by MPH Over
Select common speeding increments to view exact point assessments, typical insurance cost impacts, and criminal misdemeanor thresholds in New Jersey.
| Speed Exceeded | Est. Fine Amount | Points Assessed | Est. 3-Year Insurance Increase | Misdemeanor? |
|---|---|---|---|---|
| +5 MPH Over | $85 | 2 Points | +$1242 | No |
| +10 MPH Over | $95 | 2 Points | +$1242 | No |
| +15 MPH Over | $105 | 4 Points | +$1242 | No |
| +20 MPH Over | $200 | 4 Points | +$1242 | No |
| +25 MPH Over | $200 | 4 Points | +$1242 | No |
| +30 MPH Over | $260 | 5 Points | +$1242 | No |
§ Criminal & Misdemeanor Risk
Driving over 100 mph can trigger a Reckless Driving charge, carrying up to 60 days in jail and high fines.
§ License Points & Record Duration
Accumulating 12 or more points on your record triggers a license suspension.
§ Traffic School Eligibility
Defensive driving course once every 5 years awards a 2-point reduction; Driver Improvement Program awards a 3-point reduction.
§ Deadlines & Late Fees
You must respond or pay within 30 days of citation issuance. Unpaid tickets trigger a Failure to Appear warrant and suspension of driving privileges.
§ Out-of-State Drivers & Compact Rules
New Jersey reports citations via the Driver License Compact (DLC).
As a participating member of the DLC, New Jersey will automatically report speeding and other moving violations back to your home state's licensing department (DMV/BMV). The violation points and records will be applied to your home state license according to your state's local conversion rules.
County Court Payment Portals
Select your local county court below to check ticket records or pay fines online directly through government portals:
Other State Speeding Fine Guides
Select another verified state guide below for fine rates and license point limits:
Frequently Asked Questions
How much is a speeding ticket in New Jersey?
In New Jersey, speeding tickets typically cost between $85 and $260 depending on your speed. Fines in New Jersey are doubled if speeding in construction zones, safe corridor zones, or when going 20+ mph over the limit.
How many points is a traffic ticket in New Jersey?
Speeding violations in New Jersey assess between 2 and 5 points on your license record. Accumulating 12 or more points on your record triggers a license suspension.
Is speeding a misdemeanor in New Jersey?
Driving over 100 mph can trigger a Reckless Driving charge, carrying up to 60 days in jail and high fines. Driving at speeds over 100 mph can lead to reckless driving or excessive speed charges, which are criminal misdemeanors.
Does a speeding ticket affect your insurance in New Jersey?
Yes. Speeding tickets in New Jersey typically increase auto insurance premiums by an average of 23%. This increase is calculated on your premium for up to 5 years.
Will a speeding ticket affect my out-of-state license?
Yes. New Jersey is a member of the Driver License Compact (DLC) and reports all moving violations to your home state DMV. Your home state DMV will apply local points and record guidelines.
Verified Reference Statutes
- Cited directly from: New Jersey Statutes 39:4-98 (State legislative or department of motor vehicles domain)